In the current times, many scammers take advantage of the older generation’s lack of familiarity with new technologies, specifically targeting them to swindle money. Therefore, it is crucial for the younger generation to educate their elderly parents about these tactics to prevent falling victim. Below are some of the most common active scams in New Jersey.
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**Police Widows Fund Scam**
This is a high-pressure scam. A man calls in a very official tone, inquiring if you support the police. Of course, we should support the police. Then, the caller will exert great pressure on the receiver, demanding a donation to a fund to help injured officers in the line of duty. If you refuse to donate, the pressure quickly escalates to anger and threats.
Police will never solicit donations in this manner. Never provide any banking information over the phone. Once this information is leaked, your bank account can be drained within minutes.
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**Desperate Friend Scam**
It starts with an urgent message informing you that a friend or relative is stranded somewhere, their wallet has been stolen, and they desperately need money to return home. The scammers will then instruct elderly individuals on how to electronically transfer money to a designated account. Once the banking information is provided, the money disappears quickly.
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**Tech Support Scam**
Victims receive a seemingly legitimate email, often with an official-looking logo, warning them that their computer has been infected with malware and advising them to call the provided phone number immediately to remove the malicious software. When they call the number, the helpful “representative” will guide them through steps to share their computer. By following these instructions, scammers gain access to all banking information and can transfer out all the money within minutes.
This scam is extremely elaborate. Some YouTube channels can provide in-depth insight into how these scams operate (recommended channel: Scammer Payback).
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By staying informed about these common scams and educating the elderly population, we can help protect them from falling victim to fraudulent schemes. It’s essential to remain cautious and skeptical when dealing with unsolicited requests for money or personal information, particularly over the phone or through unfamiliar electronic communication. Let’s work together to combat these scams and safeguard our communities.